Friday, August 14, 2009
So now I'm thinking what else can I do to save some money. Well there are three things we go through like mad in our house... Milk, Eggs and bread.... don't ask me why because I really don't know, what I mean is, yes we eat them but we seem to eat ALOT of them...
So what can I do about the milk? Hmmm not too much, the kids need it to help them have strong healthy bones and I cook with it alot so I don't think there is much I can do about that part of it except try and find a cheaper source...
OK so eggs... what can I do about the eggs? Well again, we eat them and we cook with them, sometimes though, I use an egg substitute. I happen to work for a company that makes that type of product so I can get it at a discount (otherwise I couldn't afford to buy that week after week). But the catch is that even with my discount a 14 egg count of egg substitute is still $1.40. So not too much I can do about that...
Bread... hmmm yep I can do something about that... I have to say I love Rotella Bread and I'm one of those people who do pay $2.00+ for a loaf of bread.
Before you ask, no I cannot buy the expensive bread for myself and then cheap bread for the kids because the kids... well they won't eat the cheap bread either!
The Bakery is actually really close to our house and I drive by it occassionally... and I happen to see a sign that said Retail Store... well I always assumed that they had a retail store because not every store sells Rotella Bread and I assumed that the pricing was just as high at their retail store as it is in a chain store. RIGHT and WRONG... one day I decided that I wanted to stop and take a look around... I was right in that they do have fresh frozen bread at regular retail prices but they also have over run and day old bread at huge discounts.
Now usually we go through 3 - 4 loaves of bread in a week. That is $6 - $8 a week. Now keep in mind that this is just for regular ole sandwich bread... yes we eat that much of it!
But if I go to the Bread Store I can get 4 loaves of bread, 2 packages of hamburger buns, 2 packages of hot dog buns, ciabata bread, dinner rolls and pizza dough for $7.40. So I figured out that when I buy all of this at the store I spend around $25 a week on that... so for a month I spend $100 and in a year $1,200. But if I go to the bread store... I only spend about $355 a year.... hmmm the bread store it is!
I'm starting to see where all my money goes... and it isn't because we don't make enough... it's because we don't spend it wisely! We need to spend it wisely!
Monday, August 10, 2009
So one thing I decided to take a look at was how much money I spend on lunch each week. So here is what I did... I tracked how much money I spend on lunch each day. What I found was that I spend $8 a day on lunch... $40 a week... $160 a month... $1920 a year... WOW. I could definately use that on new floors in my kitchen or a new refrigerator or maybe a new washer and dryer! Hmmm, so that got me thinking... what can I do to reduce the amount of money I'm spending on lunch...
Here is what I came up with:
- Leftovers are my friend. I've already spent money to make it a meal... why not get one more meal out of it and pocket $8
- If I don't quite have enough leftovers to make it a whole lunch then I'll still save it and add a little something more to my lunch like an apple or a bigger handful of grapes or something along those lines again... I get to pocket my $8.
- If there aren't any leftovers, then yeah I could do a sandwich but in our house more times than not that lunch meat goes to waste... we just don't eat it quick enough... so I look to the frozen food case and see what is on sale. Now sometimes the thing that is on sale... well tastes... a little less than scrumptious... so I try to make sure I pack some chives, or some type of spice that will give the food a little flavor.
Yes all of this costs money but think of this... If I take leftovers just 50% of the time and then frozen entrees (remember on sale the most expensive @ $2) the rest... here is how the math works out...
That is $5 a week... $20 a month... $240 a year... that is a HUGE difference!
Another thing that I thought of is gee... I bet I'm spending a TON of money on pop as well. So here is the math on that... I pay $1.59 for a 32oz cup of pop... usually I drink two of those a day aside from the one I get at lunch time... now that is an additional $3.18 a day... $15.90 a week... $63.60 a month... $763.20 a year... hmmm not as much of an expense as lunch every day but still... so my solution... buy a 12 pack of pop for $4.99 a week... $19.96 a month... $239.52 a year... again not a huge savings but still a savings!
Another thing to think of is that if I substituted just one drink a day with water instead of soda... I could cut all my soda expense in half!
So now my challenge is one... to stick with it and two keep thinking of other ways to cut back costs!
Sunday, June 7, 2009
Thursday, May 28, 2009
I'm sharing the questions/article with all of you because I wish each of you to have the same insight to your mother and maybe a better understanding of where they are coming from.
Also in this issue is an article titled What's the greatest gift your mother ever gave you? Why not share with your mom what the greatest gift she ever gave you is...
Yes, I'm feeling little tender hearted today. Enjoy.
Sunday, May 24, 2009
Sunday, May 10, 2009
Saturday, April 25, 2009
Thursday, April 23, 2009
Wednesday, April 15, 2009
Today my niece and her two girls came over to go for a walk. My daughters were SO excited!!! We started out at our house and walked three blocks to the walking path... of course we had to stop at the park on the way! After about 10 minutes the girls were ready to walk down the trail to the next park! So we fast paced it to the next park. The girls played and then we walked three more blocks back to our house... It was SO beautiful out today. Once we got home the girls headed out to the backyard to play and after a little talking I made dinner for the kids.
Once my niece and her girls left, I got my girls ready for bed and much to my surprise they were out... like a light...
Sunday, March 15, 2009
Thursday, March 12, 2009
Tuesday, March 10, 2009
Thank you mom for calling and checking on me last night... I'm glad you are feeling better too!
I must thank Kathy for calling and checking on me not to mention the box of goodies she sent home with me on Saturday. The kids and dad are thouroughly enjoying the banana bread, brownies and cake! I appreciate you thinking of me and them.
I also must thank Janelle for picking up my kids and taking care of them last night. The flowers are beautiful! I appreciate all you do for me.
Thank you for all who posted well wishes for me... know that it makes me smile that you all love me so!
Sunday, March 8, 2009
Tuesday, March 3, 2009
Today I had an appointment with a surgeon for a consult.
I arrived 15 minutes early because I figured that there was some paperwork to fill out. I was right. I paid my co-pay and filled out my paperwork. Then his staff informs me that he is running late and they expect him to arrive in 20 minutes.
An hour after my scheduled appointment he still had not arrived. Meanwhile other people who had appointments with him arrived, checked in and was told the same thing I was told. He is running late and will be here in about 20 minutes.
So I went up to the reception desk and asked how much longer it would be... the response was... "we thought he would be here by now". So I polietly requested my co-pay to be returned, which it was... and then the receptionist asked if I wanted to reschedule. I couldn't help it... I laughed and said no.
Now I understand that Dr's sometimes get stuck in surgery. I would have accepted that he was stuck in surgery... that is a lot different than he is running late. Running late to me means that he doesn't care enough to be on time. Now I don't know about anyone else, but I want a surgeon that cares!
I called my family Dr who sent me to this surgeon. I let him know that I was not happy and I did not want to go to any Dr in that office and wanted a different surgeon. So they did finally get me to another surgeon.
I don't understand why Dr.'s think their time is more important than mine. SO FRUSTRATING!
Sunday, March 1, 2009
CREATIVE CRAYOLA BOX
Saturday, February 14, 2009
- Sketches - PageMaps is my favorite but Becky Higgins is also a great sketcher!
- Scrapbook Magazines - Scraplifting another's layout can sometimes spark your creative mind. You see something you like but then you change it up a bit to make it your own.
- Advertisements - Yeah I mean it sometimes an advertisement will spark something in my creative imagination...
- Art - You can find inspiration every where.
All of these items below were in some way shape or form inspired by one of the four point above:
This one came from a sketch
Sunday, January 25, 2009
So I head downstairs while she goes and tells her father... yep water on the carpet, water on the concrete and water on my craft room floor... poor wood laminate... it is toast. There is visable standing water not just a little puddle but all over the floor. My poor husband... comes running downstairs... We start emptying out the storage room the where the majority of the water is. While I'm going through stuff and doing damage control, my husband is frantically trying to find the source of the water... He couldn't find it. No water on the ceiling... walls, pipes... nothing just on the floor... but the water doesn't stink like sewer water so we are just not sure where the water is coming from. Clean up continues and hubby decides to sent me out to run a couple of errands with the kids.
One reason could be that there were bags sitting on the floor in my craft room. Like the bag from the funeral home for my dad. My paper bag that I carrry to crops. All of it is ruined... I just think he wanted me out of the house so he could deal with it instead of me... he is thoughtful... By the time I got home he had is all cleaned up and he helped me go through all of it. Of course I'm bawling because my dad's obituaries are ruined. All my paper, some pictures of my dad... I just can't even begin to express how upsetting that is...
Is it too early for me to want 2009 to be over with?
Friday, January 23, 2009
Saturday, January 17, 2009
Monday, January 5, 2009
Sadly, the webisodes will no longer be produced. I am so glad that I found the show and the yahoo group connected to the show. It has been a great learning experience for me and a valuable resource.
I guess I'll just have to go and drown my sorrow in my craft room!
I will miss the shows very much!